Tag Archives: Retirement

Want to retire and live outside of the US? Here’s where to go…


By web gangsta | Published:

If you’re smart, you’re constantly worrying about your retirement.

How much to save? Are you saving enough? How are your investments doing? What age is a good age to retire to get maximum Social Security benefits?

The list of questions goes on…
The International Living Guide to Retiring Overseas on a Budget: How to Live Well on $25,000 a Year
The International Living Guide to
Retiring Overseas on a Budget:
How to Live Well on $25,000 a Year
Continue reading WANT TO RETIRE AND LIVE OUTSIDE OF THE US? HERE’S WHERE TO GO…

What’s the average 401(k) balance?


By web gangsta | Published:

It goes without saying:  if you’re not investing in your 401(k) retirement plan at work, you should be.

Everyone knows that if you start saving a little bit of money every paycheck from the time you start your career in your early 20’s, all that compound earnings and interest will lead to millions of dollars upon retirement.

Really – you CAN BE A MILLIONAIRE with just a little bit of effort.

Smartest 401(k) Book You'll Ever Read: Maximize Your Retirement Savings...the Smart Way!
Smartest 401(k) Book You’ll Ever Read:
Maximize Your Retirement Savings…the Smart Way!
Continue reading WHAT’S THE AVERAGE 401(K) BALANCE?

How Many People Do Not Take Advantage of Employer 401K Matching Contributions?


By web gangsta | Published:

What’s the first thing you looked forward to after landing your first job?

Getting that first paycheck, right?

And what’s the first thing your parents likely told you to do with that paycheck?  Put it into the bank.  Save that money for a rainy day.  You’ll get married some day, or perhaps you’ll want to retire comfortably.

And then you got that note from Human Resources that said, “Congratulations! You’re now eligible to participate in the company’s 401(k) retirement savings plan!

So what did you do, hotshot?

Money for Life: Turn Your IRA and 401(k) Into a Lifetime Retirement Paycheck
Money for Life:
Turn Your IRA and 401(k)
Into a Lifetime Retirement Paycheck
Continue reading HOW MANY PEOPLE DO NOT TAKE ADVANTAGE OF EMPLOYER 401K MATCHING CONTRIBUTIONS?

Want to retire outside of the US? Avoid these expensive cities of the world


By web gangsta | Published:

Living abroad can be relatively inexpensive.

We’ve all heard stories of finding an island retreat overseas, where an oceanside resort home with full staff, food, utilities will run you just $500 per month — who wouldn’t want to live like royalty for just $6,000 per year for the rest of your lives?

The Plain Truth About Living in Mexico: The Expatriate's Guide to Moving, Retiring, or Just Hanging Out
The Plain Truth About Living in Mexico:
The Expatriate’s Guide to Moving, Retiring, or Just Hanging Out
Continue reading WANT TO RETIRE OUTSIDE OF THE US? AVOID THESE EXPENSIVE CITIES OF THE WORLD

Would you quit your job if you won the lottery?


By web gangsta | Published:

We’ve all dreamt about winning the lottery and what we would do.

There’s the ever-popular “buy a house, buy a car, buy an island” aspect of having more money than you would ever know what to do with.

People would become philanthropists. Hermits, Hide from your family and money-grubbing friends.

The Lottery
The Lottery
Continue reading WOULD YOU QUIT YOUR JOB IF YOU WON THE LOTTERY?

People would rather be fat than be bankrupt


By web gangsta | Published:

Would you rather LOOK GOOD or have a GOOD LOOKING BANK ACCOUNT OR RETIREMENT PLAN?

For some people, as Billy Crystal used to say, they’d rather LOOK MAHVELOUS – because after all, it’s better to look good than feel good.

Healthy Money Healthy You: Get Well Financially to Stay Well Physically
Healthy Money Healthy You:
Get Well Financially to Stay Well Physically

Continue reading PEOPLE WOULD RATHER BE FAT THAN BE BANKRUPT

Give Me Back My Five Bucks: a personal finance guide for young adults


By web gangsta | Published:

From Ramen to Riches: Building Wealth in Your 20s: Or Spending, Saving, Investing and Managing Your Money to Get Rich Slowly, but Surely
From Ramen to Riches: Building Wealth in Your 20s:
Or Spending, Saving, Investing and Managing Your Money to Get Rich Slowly, but Surely

If there’s one piece of advice that Web Watch is always trying to give to our younger acquaintances, it’s that it’s always better in the long run to save as much money as you can for the future.  A while back, we recommended to try to have $10000 in the bank by the time you’re 30 years old, and that’s still a good rule of thumb to live by (call it your “emergency fund”, it still represents about 3-to-6 months take home pay for the average young adult that financial experts recommend keeping available for emergency purposes).

And Krystal felt the same way when she found herself a 20-something with over $20,000 in debt that she decided she wanted to get rid of.  It was an albatross keeping her from future successes. Continue reading GIVE ME BACK MY FIVE BUCKS: A PERSONAL FINANCE GUIDE FOR YOUNG ADULTS

The 25 Documents Everyone Should Have Finalized Before They Die


By web gangsta | Published:

Continue reading THE 25 DOCUMENTS EVERYONE SHOULD HAVE FINALIZED BEFORE THEY DIE