Planning a future budget is one of the most difficult activities anyone can do.
It’s easy for you to look at a single monthly or weekly paycheck and determine where that money is going to be allocated to. So much for rent or mortgage, this much for a car payment, these utilities and credit card bills need to be paid. Don’t forget groceries, gas, and… oh yeah, the kids need new shoes for school next week.
But looking at the bigger picture, it can be daunting to plan three, six, or even twelve months down the line as you can’t always predict what you’re going to need to pay for beyond those regular set payments such as rent or a car note.
The Budget Kit:
The Common Cents Money Management Workbook