We all like having money. Getting money. Spending money.
Sometimes it feels like saving money takes a bit of work. It does, of course, but there are ways that you may be able to save some money just by changing some of your bad habits. Here are 19 WAYS THAT YOUR LAZINESS IS COSTING YOU MONEY.
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How to Stretch Your Retirement Dollar
(A Practical Guide to Getting More Life Out of Your Money)
How much money do you have saved for retirement?
More specifically, how much money do you think you’ll need to live comfortably when you retire?
Obviously, the answer to the second question revolves around a complicated set of formulas based on how long you think you’re going to live and when you’re planning to retire. Where you’re going to live. Whether you are concerned about just your own expenses or if you’re supporting others (or having children take care of you).
Some experts have said that you should try living on just 25% of your current salary for a year, just to see if you could afford retirement spending in your current mindset. If not, maybe you need to adjust your retirement plan a little bit.
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It’s that time of year again, when young men and women hit their parents up for more money to pay for a prom night that will end up costing more than the parents’ wedding did 18 years earlier.
And prom night isn’t getting any cheaper as the years go on. That’s why DealTaker has come up these TIPS FOR HAVING A LESS-EXPENSIVE PROM NIGHT:
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Quicken Money Management Software
With the holiday gift-giving season right around the corner, you may find yourself trying to find ways to scrape some money together.
Web Watch is a fan of making a big dinner, then eating leftovers for lunch the next day to avoid paying $5-$10 for lunch. Doing that can save the average office worker at least $20/week in lunch money – up to $50/week or more, if you eat at fancier places. That’s found money.
If you subscribe to HBO, SHOWTIME or other premium movie channel – you may want to consider dropping those and switching to an “on-demand” movie service like NetFlix or Amazon on Demand (assuming you have a TiVo, PS3, or other box that will support those services). The $10/month that you’ll pay is likely less than what you would pay for those TV channels.
Here are some other suggestions for HOW TO CUT UNNECESSARY EXPENSES OUT OF YOUR BUDGET, simply by changing your purchasing habits, or substituting different products for ones you use every day:
Web Watch was at a friend’s house the other day when we noticed a lineup of jars along the kitchen counter, each one decorated with one of their children’s names. Inside the jars were various amounts of glass beads, found at your local arts-and-crafts store.
We had to ask – what’s up with the jars?
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In Brazil, the environmental group SOS Mata Altantica, has released a video asking people everywhere to conserve water.
Their request is very specific: they want you to SAVE WATER BY PEEING IN THE SHOWER.
After much research, they’ve determined that peeing in the shower will save at least one toilet flush. And if each household can flush one less time per day, they could save over 1,000 gallons of water. Multiply that 1,000 gallons by the number of households in your neighborhood (or state, or country), and you’ll see that’s a lot of water being saved.
Check out the cameos in this video, showing all sorts of celebrities peeing in the shower, from Alfred Hitchcock to Michael Jordan. If celebrities can pee in the shower, you can too.
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It’s looking like the price of gas could hit $4 or even $5 a gallon this year, hitting everybody hard in the wallet as prices all across the board go up to meet this extra expense. Here are four sites that you can use to help maximize your gas station dollar:
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