Experian has released their list of the 20 CITIES WITH THE HIGHEST AMOUNT OF CONSUMER DEBT per consumer.
If it helps, the nationwide average for debt is $24,775. Even if you yourself aren’t carrying $25,000 in consumer debt (credit cards, installment loans), it’s possible that your friends and neighbors are the ones bringing your city’s debt load up with them.
Remember, saving money is just as important to helping keep the economy strong as is being an active credit card user.
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One of the oft-cited examples of the stereotypical librarian is to be an old spinster cat-loving lady in an old linty cardigan sweater, with her grey hair all done up in a tight bun and wrinkled eyes hidden behind wire-framed glasses… just sitting around waiting to SHUSH anyone who dared make a noise in the sacred halls of the library, lest any of the dusty tomes be disturbed.
Apparently, this is a misnomer, as LIBRARIANS LIKE TO HAVE SEX AT WORK.
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Every day, you hear them.
Clippity, cloppity. Flippity, floppity.
The sound of rubber slapping against the heel of one of your co-workers who feel that flip-flops are perfectly acceptable office wear.
“But we work in a casual office,” they exclaim. “Joe in Accounting wears shorts every Friday,” they plead.
Yes, Joe may wear shorts every Friday, but they’re nice shorts paired with a collared shirt and a pair of casual loafers. He’s dressed to hang out near the beach…not on it.
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Gaston Drills an Off-Shore Oil Well
According to this article in US NEWS AND WORLD REPORT, here are SOME THINGS YOU DIDN’T KNOW ABOUT OFF-SHORE OIL DRILLING:
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If you’re trying to save money at the grocery store – and these days, who isn’t? – then it might change your shopping habits if you knew about the FOUR WAYS THAT GROCERY STORES WORK THEIR PRICING in order to maximize their own profits.
Sure, you can use coupons and scan the sales circular for deals, but to really help cut your food budget you may need to adjust where you do your shopping instead.
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Previously, Web Watch has written about how little money artists receive from music sales.
While that post was about the best band in the world and how they are still in debt to Warner Brothers even after millions of albums and downloads sold, new information has come to light regarding more current and popular artists and how they are affected by music royalty payment calculations… or lack thereof.
Lady Gaga, for example, was reportedly PAID JUST $167 FOR FIVE MONTHS WORTH OF STREAMING (totalling over 1 million plays) of the song “Pokerface” on the streaming service Spotify. Of course, SPOTIFY DISPUTES THIS, and says that the payment that was reported was for a tiny timeframe, represents just one country, and was still when they were a lesser-known streaming service. Web Watch thinks that even with those caveats, since the streaming totals or dollars paid weren’t updated in the counter-discussion, that Gaga’s low payment number still stands.
Referencing other EMPIRICAL DATA ABOUT HOW MUCH ARTISTS GET PAID for each type of distribution method, David McCandless put together a phenomenal graphic that VISUALLY SHOWS HOW MUCH (or little) MONEY ARTISTS ARE PAID, specifically looking at how many items in each distribution model need to be sold in order for the artist to make a monthly living minimum wage. Let’s take a look at what David’s graphic is trying to tell us:
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Eight steps to follow when you’re fired or laid off
If you’ve ever worked at a company where there’s even a hint of a threat that layoffs could be coming, you need to make sure that you’ve worked your way into a position where there is as little of a chance that your name would be written down onto The List of Those To Be Let Go as possible.
That’s right – in order to not give them a reason to lay you off, you need to lay the groundwork ahead of time by following at least these TIPS FOR HELPING TO AVOID GETTING LAID OFF.
A recent study of submitted tax returns (from 2007, since you asked – the most recent set of data available to researchers who study this type of thing) shows that IF YOU ARE MAKING OVER $32,878 A YEAR, then you are in the top 50% of income earners in the country.
$32,878 is the cutoff point, and the top 50% of all earners — those making more than $32,878 — cover about 88% of all income earned in the country.
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